Dear Samantha,

亲爱的萨蔓妲，

Tell you something awesome! I've bought myself a new camera!!!!! You have no idea, I have been longing to get a new camera, which literally chosen by myself for so long. Well, you'll probably wondering that where did I get those money from?

告诉你一件超酷的事情！老娘买了新相机了！！！！！哇，你不会知道，我期待要有一台自己的相机有多久了，不是哥哥的，或是爸爸买的，而是我自己选的相机！但是我想你现在一定很疑惑，到底那些买相机的钱哪里来的吧？

I always have a budget. I count and save to buy something that I want, all the time and I suppose that I am quite good in managing money. However, I didn't save for this.

我总是有自己的安排和预算。我在买我想要的东西之前总是会精打细算一番，存了钱才去买东西，所以我总觉得自己在处理钱财这方面还不错。但是，这次买相机的钱，我不是存来的。

V and I are planning to travel during our Easter break in April. I wish I could have a fantastic camera to take amazing pictures during travel. Yet, saving 50pounds every week won't take me anywhere because this camera is just so expensive. No, to be precise, cheap for my brothers but expensive for student like me.

V 和我计划着这个四月的复活节到国外履行，放松一下。所以我真的很想要有一台不错的相机，出门的时候拍很多既漂亮又高清的相片。但是如果照我的计划，每个星期存50镑，到我毕业了我应该都还没有买到相机，因为它真是姑奶奶的贵。对别人我不知道，但是对学生来讲，算是蛮贵的。

Therefore, I've applied for loan. Not from HSBC but my dad. I told my father that I do like to use his unlimited credit card to buy a new camera with some conditions. I proposed to him that I will save from my pocket money monthly and pay him back. He kept telling me that the plan is just too ridiculous and I am being insane. I swear, my dad is just the cutest person I've ever know cause he will never say no to me. However, I really don't like to take advantage from his kindness.

所以呢，我申请了贷款。放心啦，不是跟大耳聋借也不是跟 HSBC 借！我现在的债主是我爹，益隆兄！我跟老爸说我想先借用他的无上限白金卡买相机，等我旅游回来就慢慢存钱还给他。我爸听了我的建议，一口豪迈的就说：‘要买就买吧，还什么东西！’我一直坚持要还钱他就说两父女没什么好还不还的。。我就说，我爸就是个甜果子，从来不会说一声不字。但虽然如此，我不会利用他的善心，还是坚持要存钱还他。

The reason why I insisted my father to accept the money is not because we care about money. It's the attitude. The problem is that, I don't think that I deserve it. I never really ask my parents to buy me something expensive unless I think that I deserve it. So as this time. I didn't scored As from all my modules, I didn't do something great to deserve a free present. I never believe that there's something free in this world and I don't want myself to get something free randomly.

我坚持存钱还父亲的原因完全并不是前的问题，而是态度问题。我不相信这世界又免费的东西，就算有，我也不要。我只相信耕耘和收获的那种踏实感。我最不喜欢像身边一些朋友一样总是伸手向父母亲讨钱，讨的是血汗钱。。平白无故的，我没有科科考A，也没有做了什么应该奖赏的事情，所以无端端白花一笔钱，我觉得很惭愧。

My parents normally don't limit my spending. I can always spend money without second thoughts before. But now, I think that I've grown up. I followed my father to his working places during my free time and since then, I've changed. Those money that I am spending is not from nowhere but through those hard works of my father. After that, I always try  to limit myself or at least know what I am spending for... I won't say that I don't simple spend money now but at least I am more conscious of what I'm spending. And I do SAVE money for things that I wan't now, something which I never thought before~

我必须承认家人从不会给我金钱的压力或限制。以前的我，要买一样东西只要跟着我妈妈后面就可以，宠孩子的妈妈让我要什么有什么。但是很多次跟父亲一起出差，去工地工厂，看看父亲的工作状况的时候，我整个心都软掉了。我看见我爸在电压超高的工场发电总开关的旁边开店，搞不好会大爆炸的那种情况下，我不是流汗就是退软。从那之后，我就改变了。我要什么东西不会总是伸手要，至少现在我会存钱。我看中一样我很喜欢的东西，我就会开始打我的算盘，然后开始存，慢慢存，存到了再买～

So now, I am officially having mortgage to pay and mortgagee will be my dad~ Hah! But thanks god, after doing so many research and more research, the camera is just so cool and best!!!!!! I swear, I am in love~

所以现在，老娘就开始欠债了，债主就是老娘的老爸～哈！但谢天谢地，我买相机之前做了超多资料搜寻跟功课，深刻研究这个相机之后才决定购买。我很满意，很喜欢！！！！

Love

J